What is a Public Adjuster? A Public Adjuster is a highly trained adjuster and negotiator who represents the you the insured and property owner exclusively. In this sophiticated world of insurance we evaluate your policy and assist you in preparing and presenting the claim and work to negotiate a fair settlement per the provisions of your policy. A Public Adjuster will fight to obtain the maximum settlement that the property owner is entitled to. Public adjuster’s are experts in the field of loss assessment and evaluation of the insurance policy and they work on a contingency basis. The typical fire policy contains hundreds of provisions and stipulations - various forms and endorsements that are constantly changing as well as many complex details about your requirements in case of loss. Most policyholders do not know or understand these policy provisions - and most do not realize they must prove their claim. Most insurance company representatives actually prefer to work with an experienced accredited public insurance adjuster rather than an inexperienced insured. A Public Insurance Adjuster not only has your confidence, but also that of company adjusters who recognizes that they are dealing with a professional. The claims process can be time consuming and frustrating for an insured. A public adjuster can handle the phone calls, correspondence and appointmets all very helpful to someone who has just experienced a loss. |
How are Public Adjusters paid?
Public Adjusters work on a contingency basis which is equal to a percentage of the settlement.
Can I hire a Public Adjuster if I already submitted the claim myself?
Yes, Public Adjusters can be hired at anytime during the claims process. They can even be hired after you think your claim was settled by your insurance comany.
Examples to consider:
Do you repair your own car or do you take it to a trained mechanic who has the knowledge and experience to do the repairs fully and correctly?
If you have a legal matter to deal with, do you represent yourself or do you hire an Attorney who is an expert in the particular field of law that is in question?
If you have a medical need, do you treat yourself or do you visit a doctor who is an expert in treating your condition?
Let Atlantic Public Adjusters, Inc. handle your claims process. They are professionals!
